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Lower Mortgage Insurance May Bring More New Homebuyers

The Federal Housing Administration announced in January that it would reduce its annual mortgage insurance premiums by half a percentage point-dropping it from 1.35 percent to 0.85 percent. FHA-backed loans are popular with new homebuyers, and offer downpayment options as low as 3.5 percent of the purchase price, but require mortgage [...]

6 Traits of Successful Home Sellers

The goal for any home seller is to sell a property quickly at the best price for the market. Here are six characteristics that will help home sellers succeed.

1. Realistic Expectations
Real estate agents do not pluck listing prices out of thin air. Every price range they recommend to potential home sellers is the result of meticulous [...]

Five Surprising Things that Don't Impact Your Credit Score

When becoming informed about what affects your credit score, it's just as important to know the things that don't have an impact on your credit score-either positive or negative-as it is to understand the factors that can help or hurt your credit. Here is a look at five things that surprisingly won't affect your credit [...]

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